TRUCKEE
There was a strong response from the Truckee community at events designed to make it easier for homeowners to explore affordable insurance alternatives and get DIY wildfire resilience solutions for their homes. In September, Delos Insurance Solutions, a California-based, science-driven insurance provider, teamed up with the Truckee Fire Protection District, Truckee Mountain Hardware and Sports, Tahoe Donner Association, and Sierra Business Council to provide three different opportunities for Truckee residents struggling with insurance accessibility.
Hundreds of thousands of homeowners are struggling to find accessible, affordable insurance, with nearly 700,000 still relying on the California FAIR Plan (June 2026). Delos’ mission is to expand access to insurance options for homeowners and support wildfire resilience measures.
“The Town of Truckee has been on the leading edge of wildfire resilience, scaling community fuel reduction and resilience planning. But despite their hard work, much of the community is stuck on the FAIR plan,” said Jessica Morse, former Deputy Secretary at the California Natural Resources Agency and Delos consultant. “Delos Insurance organized a community event at Mountain Hardware in Truckee for people to just walk up and talk to an agent about insurance options beyond the FAIR plan. They also received pro tips, coupons, and were able to pick up supplies to fire-harden their homes. We just want people to know they don’t have to figure it all out on their own.”
Delos CEO Kevin Stein presented Mayor Anna Klovstad and employees of Truckee Fire’s Wildfire Prevention Division with a Recognition of Insurance Accessibility Award for the community’s work to increase wildfire resilience.
Delos participated in two additional local community events to engage residents in discussions around insurance options. Delos and local insurance brokers joined Sierra Business Council at the Truckee Block Party to answer locals’ questions about insurance and, in particular, what may be available beyond the FAIR plan.
The Tahoe Donner Association invited Delos to discuss insurance accessibility at an exclusive event for its 24,000 members. Former California Insurance Commissioner and local resident Dave Jones spoke at the event and local insurance brokers were there to answer questions and provide insurance options.
The events in Truckee were part of a proactive campaign with further events planned for other communities in the coming months. Homeowners looking to explore their insurance options should talk to their local broker or complete this information form, and an independent, local insurance broker will contact them.
~ Delos Insurance Solutions press release
